The Automatic Stay
No matter which chapter of bankruptcy you file, you will benefit from the automatic stay. The automatic stay prohibits creditors and lenders from trying to collect your debt in any way (e.g. phone calls, letters, repossession, foreclosure, lawsuits, wage garnishment, etc.).
This court order takes effect as soon as you file and lasts for the duration of your case (i.e. 4-6 months for Chapter 7 or 3-5 years for Chapter 13). It serves as a welcome relief for debtors who experience constant collection attempts or face the threat of losing their assets.
Contact Our Atlanta Bankruptcy Lawyers
At Holston & Huntley, our bankruptcy attorneys are familiar with the legal issues that often come up in bankruptcy cases. We are ready to help consumers throughout Georgia address their financial concerns and develop a plan that works for them. It is important not to attempt to file your petition on your own, even if you are familiar with the process. Doing so places you at a higher risk of having your application rejected, losing more assets than you need to, and/or discharging less debt than you could. Our dedicated legal team is happy to sit down with potential clients to discuss their rights and options in detail.
To schedule a free consultation with our knowledgeable bankruptcy attorneys, contact us online or by phone at (404) 620-3337. We take pride in providing comprehensive and personalized legal services to each person who seeks our help.