Atlanta Bankruptcy Attorneys

The Right Legal Representatives for Your Bankruptcy Case

Our Atlanta bankruptcy lawyers at Holston & Huntley, represent individuals who wish to restructure or eliminate their debts. We understand the stress that often comes with these situations. Our experienced attorneys can guide you through the legal process with skill, dedication, and compassion. We are committed to helping you build a strong financial future while protecting your assets.

Your journey to financial freedom begins with a free consultation with our experienced bankruptcy attorneys in Atlanta. Call (404) 620-3337 today to schedule your appointment. We also offer payment plans for our bankruptcy clients.

Chapter 7 Bankruptcy

Not all bankruptcies are alike. There are two main options for people seeking relief from debt: Chapter 7 bankruptcy and Chapter 13 bankruptcy. Because every bankruptcy case is different, it is important to consult our experienced bankruptcy attorneys to determine which option might be right for you.

Chapter 7 bankruptcy is an attractive option for people who have a substantial amount of unsecured debt, including:

  • Credit card debts
  • Medical bills
  • Personal loans
  • Payday loans
  • Past due bills

Another key indication that Chapter 7 might be right for you is if you earn less than the average state income. It’s a viable option for many, as it allows you to pay off debts and discharge much of whatever is left.

Chapter 7 Exemptions

Also, Georgia state law allows Chapter 7 filers to exempt some of their property. Exempt property cannot be liquidated (i.e. seized or sold to satisfy the bankruptcy debt).

These exemptions often include a person’s home, up to a certain value, as well as some personal property. However, the value of the property that you may protect varies based on whether you are filing for bankruptcy individually or filing jointly with your partner.

Chapter 13 Bankruptcy

By contrast, Chapter 13 bankruptcy is often known as a “reorganization.” This is because Chapter 13 allows you to organize your debt into a manageable, 3-5-year payment plan.

This option is best for people who:

  • Make too much money to qualify for the Chapter 7 process;
  • Want to keep assets that would be liquidated through Chapter 7; or
  • Are able to pay off much of their debt.

The Automatic Stay

No matter which chapter of bankruptcy you file, you will benefit from the automatic stay. The automatic stay prohibits creditors and lenders from trying to collect your debt in any way (e.g. phone calls, letters, repossession, foreclosure, lawsuits, wage garnishment, etc.).

This court order takes effect as soon as you file and lasts for the duration of your case (i.e. 4-6 months for Chapter 7 or 3-5 years for Chapter 13). It serves as a welcome relief for debtors who experience constant collection attempts or face the threat of losing their assets.

Contact Our Atlanta Bankruptcy Lawyers

At Holston & Huntley, our bankruptcy attorneys are familiar with the legal issues that often come up in bankruptcy cases. We are ready to help consumers throughout Georgia address their financial concerns and develop a plan that works for them. It is important not to attempt to file your petition on your own, even if you are familiar with the process. Doing so places you at a higher risk of having your application rejected, losing more assets than you need to, and/or discharging less debt than you could. Our dedicated legal team is happy to sit down with potential clients to discuss their rights and options in detail.

To schedule a free consultation with our knowledgeable bankruptcy attorneys, contact us online or by phone at (404) 620-3337. We take pride in providing comprehensive and personalized legal services to each person who seeks our help.

Hear from Our Clients

  • “My case/medical expenses were treated with the utmost care and efficiency. I recommend anyone with any type of accident injury to visit Holston and Huntley.”

    - Rashad P.
  • “I would highly recommend Holston and Huntley. The staff in the office are very nice. Abena was a big help she is the best!!”

    - Kim W.
  • “We are very pleased with the results, would definitely refer to friends and family.”

    - Tiffany C.
  • “They were able to get me into a great rehab facility that helped to alleviate my neck and knee injuries.”

    - Melanie T.
  • “During my initial appointment, Mr. Buddy and I discussed the particulars of my situation. He confidently answered my questions and made me feel comfortable to move forward with his representation.”

    - Former Client
Guiding You Through Your Crisis

At Holston & Huntley, overwhelming debt isn’t the only crisis we handle for our clients. If you’ve been in a car accident, we can help you take the right next steps to protect your physical and financial wellbeing. We can also help you obtain the damages you need to pay for your medical care, cover your vehicle repair costs, and compensate for any emotional or physical suffering you sustained.

Top 10 Mistakes Drivers Make After an Accident

Are you looking for advice as to what you should do in the event of an accident? Contact us today to receive a free guide and checklist from Holston & Huntley LLC to always be prepared.

Where Experience Meets Care

What Makes Us Different
  • Experienced 1000+ Cases Handled
  • Available 24/7
  • Compassionate & Empathetic
  • Free Consultations
Start Your Path Towards Relief

Our experienced attorneys have the experience necessary to handle your bankruptcy and personal injury matter with the care it deserves. Schedule a free consultation with one of our skilled attorneys today.