Bankruptcy Lawyers in Atlanta, GA
The Right Legal Representatives for Your Bankruptcy Case
Atlanta bankruptcy attorneys at Holston & Huntley represent clients who wish to restructure or
eliminate their debts, whether through bankruptcy or other
forms of debt resolution. We have handled over a thousand cases for clients throughout Atlanta, GA.
We understand how stressful financial struggles can be, and we want to
help you find a fresh start. Our experienced attorneys can guide you through
the legal process with skill, dedication, and compassion. We are committed
to helping you build a strong financial future while protecting your assets.
Reach out to our attorneys with experience in bankruptcy law. Call (404) 620-3337 today to
schedule your free consultation today. We also offer payment plans for our bankruptcy clients.
Understanding the Types of Bankruptcy
The bankruptcy code offers a variety of options for those seeking debt relief.
Chapter 7 bankruptcy is an attractive option for people who have a substantial
amount of unsecured debt, including:
- Credit card debts
- Medical bills
- Personal loans
- Payday loans
- Past due bills
This option is best for people who:
- Make too much money to qualify for the Chapter 7 process;
- Want to keep assets that would be liquidated through Chapter 7; or
- Are able to pay off much of their debt.
attorneys have experience with helping clients file Chapter 7 bankruptcies. Because
every bankruptcy case is different, it is important to consult our experienced
attorneys to determine which option might be right for you.
Benefits of Bankruptcy?
In addition to debt relief, filing for bankruptcy comes with many benefits.
Bankruptcy can allow you to protect your property and stop creditor harassment.
No matter which chapter of bankruptcy you file, you will benefit from
the automatic stay. The automatic stay prohibits creditors and lenders
from trying to collect your debt in any way (e.g. phone calls, letters,
repossession, foreclosure, lawsuits, wage garnishment, etc.).
This court order takes effect as soon as you file and lasts for the duration
of your case (i.e. 4-6 months for Chapter 7). It serves as a welcome relief
for debtors who experience constant collection attempts or face the threat
of losing their assets.
Many worry about how bankruptcy will affect their credit scores. A bankruptcy
does affect credit and stay on record for several years. However, your
credit will likely be far more negatively affected by the ever increasing
debt. Filing for bankruptcy gives you the opportunity to rebuild your credit.